3 mini-lessons in better finance

by Nick on June 3, 2015

3 mini-lessons in better financeSome wizened fellow once said, “Give a man a fish and he’ll eat for a day. But teach a man to fish and he’ll eat for a lifetime.”

And while it’s advice that might set vegans and vegetarians on edge, you get the point. Sound advice is one of the most valuable assets you can receive.

So if you’re swirling in a sea of debt, we could throw some cash your way. Or we could give you some advice on the small cutbacks you could make to enjoy financial freedom.

So pull out that rod – it’s time to fish for some ace advice.

Know when to deliver

When you’ve got pals who live abroad, sometimes all you want to do is send a little keepsake or care package to them. But surely the cost of sending something overseas will push your finances over the brink?

Not if you shop around. Whether you’re sending a parcel delivery to USA or Timbuctoo, it IS possible to find a cut price service.

The cream of the delivery crop can offer real time tracking, recorded delivery and other VIP options to improve your delivery experience. And if you shop around online, you could compare and contrast to find the best offer.

Back in the olden days, you had a limited number of options. The privatisation of Royal Mail, however, has opened up the market and given delivery services the chance to knock the king from its throne.

So shop around – you won’t regret it.

Give credit cards the heave-ho

The allure of the credit card is like the temptation of junk food, cigarettes or Simon Cowell – you know it’s not good for you, but still you crawl back for more.

And it doesn’t take a genius to know what the solution is to your problem. Cut up those credit cards pronto!

If you’re already swimming in a sea of debt, take out a loan instead of continuing to use those fiendish pieces of plastic. The interest rate will be smaller, allowing you to pay back your debt in easy amounts.

Put Amazon on lockdown

Internet parental control software can be extremely useful when you’re trying to budget, especially when you know what sites you know tickle your retail therapy buds.

Block any websites that bring out the impulse buyer in you and give the password for them to someone else. That way, you’ll always have a buffer in between you and a purchase, giving you the time to decide if you really need that novelty toasty maker for your kitchen.

Written by Kevin Fullerton

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