Is Investing for Everyone?

by Nick on December 14, 2014

Once upon a time, investing was simple. You met with your broker, banker, or other investment guy who either came to you or you made an appointment in his office. Everyone wore suits, and trades were on paper. Things were bought and sold in a slow fashion, and local made sense, because the information was more available.

Now, day-traders make a fortune online, in their pajamas. College kids turn their allowances into nest-eggs by setting up stock-buying and selling robots. Anyone with a modem can find access to global markets, and there are hundreds of different sites claiming to give you the bidding software to learn to trade on your own. The guy with the suit and the office is still there, but he has changed his investment strategies with the times, too. So who do you listen to? The online sites or the experts?

The answer depends on how you like to spend your time. For those who enjoy researching the next best thing, or who have a lot of knowledge about something that can help to pick winner stocks, then an independent or shared investment approach makes sense. For those who want their needs considered but don’t want to spend time thinking about their money and changing strategies when necessary, as well as avoiding rookie mistakes, an investment professional makes a lot of sense.

One of the advantages of today’s global market is that we can now choose investment professionals who will work with our own belief systems. For those who want to find socially responsible funds that avoid worker exploitation, companies like Aquinas Funds specialize in this. For those looking for investments in global hot spots like Dubai, they may speak with a place like J.P. Morgan global wealth management. There are companies who will help you spend your dollars in a way that you can support just about anything– environmentally responsible companies, alternative energy, women’s fair pay, responsible tax choices, etc. These are all things you can discuss with the local broker, if you don’t want to work with a specialist.

The new world of investing has opened things up to the rich and the penny investors, and both the knowledgeable and the newbie. There seems to be a place for anyone who wants to try things, and a level of risk that will make most people feel a little more secure about their financial future when they look for a way to help their money stretch just a little further.

{ 3 comments… read them below or add one }

Money Saving February 10, 2015 at 9:35 am

I think it depends on the activity. Investing for the long term, yes. Trading for the short term, no!

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Joseph Hogue March 1, 2015 at 2:31 pm

Investing was truly simpler before, but now with the many options, you can choose an investment that you feel comfortable with and with professionals you can trust. Investing is absolutely worth it.

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Alex Swift July 18, 2015 at 11:19 pm

Investing does not need to be complicated it all depends on on how you want to invest. If you want to do it the easy with less risk go passively. This is a easy to invest. Index funds would be my pick. Or you can get more into and delve into the many ways to invest.

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